SANTA ANA, Calif. — Orange County families can expect to see significant increases to their health care premium rates starting in 2026 because of the Trump Administration’s One Big Ugly Bill, which passed Congress earlier this summer and included historic cuts to Medicare, Medicaid, and did not extend enhanced premium tax credits under the Affordable Care Act—that Congressman Lou Correa (CA-46) voted against. With marketplace open enrollment beginning in November, Correa is raising alarms about significant premium increases that could cost families in CA-46 more than $7,200 each year.
“You can’t compromise when it comes to affordable health care for Americans. I was sent to Washington to make a difference in my community and help Main Street get ahead. When these rate increases go into effect, many families will be unable to afford health care and will go uninsured,” Rep. Correa said.
On October 15th, California released the health care premium rates for the upcoming 2026 year. While rate increases may vary from household to household, an average family in the 46th district could see their rates increase by nearly $607 each month, totaling to over $7,280 each year. With marketplace open enrollment beginning on November 1, families are now able to determine how their rates will change in the upcoming year.
Because Congress was unable to pass an appropriations bill or a continuing resolution to keep the government funded, the federal government has been shut down for 15 days. Congressional Democrats have continued pressing to protect the Affordable Care Act enhanced premium tax credits, which ensure that 23,000 CA-46 residents are covered. While some lawmakers have been pushing for the passage of a three week continuing resolution, Correa is asking why Congress needs another continuing resolution.
“We’ve been discussing ACA premiums for a very long time. We’re out of time. Let’s do the right thing for all Americans and end this government shutdown,” Correa said. “All hard working taxpayers deserve to get the care they need without breaking the bank. Remember, medical bills are the top reason Americans file for bankruptcy. It’s in everyone’s best interest that we come together and do what is best for all Americans,” Correa said.
To see what your premium rate increase will look like, click HERE.
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ABOUT LOU: Congressman Lou Correa is a longtime Orange County resident, with deep local roots. To this day, he lives only three miles from his childhood neighborhood in Anaheim. He is the son of working-class parents whose hard work gave him a chance at success, and has spent his career fighting to protect the American Dream, and ensure anyone can reach the middle class, just as he did. In 2016, Lou was elected to the U.S. House of Representatives to continue his work by representing the community he has spent the past 20 years serving, fighting to give everyone access to the same opportunity he had. Congressman Correa is committed to working across party lines to strengthen the middle class and give everyone a shot at the American Dream by investing in education, healthcare, and our fading infrastructure, and has introduced legislation to protect the legal rights of immigrants, care for veterans, and fight against the wasteful spending of taxpayer money.